Terre Haute Savings Bank

Mortgage Loan Rates effective as of 11/14/2018

Adjustable Rate Mortgage Loan Rates

rates_mortgage_adjustable table
ProductRateAnnual Percentage RatePoints/FeesTermsMarginComments
1 Year ARM4.375%5.266%0.00% / call for feesup to 30 Years2.50Adjustments based on 1 year Treasury
3 Year ARM4.750%5.425%0.00% / call for feesup to 30 Years2.50Adjustments based on 3 year Treasury
3 yr / 1 yr ARM4.500%5.161%0.00% / call for feesup to 30 Years2.50Adjustments based on 3 year Treasury
5 Year ARM5.125%5.452%0.00% / call for feesup to 30 Years2.50Adjustments based on 5 year Treasury
5 yr / 1 yr4.625%5.108%0.00% / call for feesup to 30 Years2.50Adjustments based on 5 year Treasury
7 yr / 1 yr4.750%5.097%0.00% / call for feesup to 30 Years2.50Adjustments based on 5 year Treasury

Fixed Rate Mortgage Loan Rates

rates_mortgage_fixed table
ProductRateAnnual Percentage RatePoints/FeesTermsMarginComments
15 Year Fixed4.625%4.785%0 Points15 YearsN/A
20 Year Fixed5.000%5.128%0 Points20 YearsN/A
30 Year Fixed5.125%5.220%0 Points30 YearsN/A

Rate Modification Rates

*** These rates only apply to THSB existing mortgages.

rates_mortgage_modification table
ProductRateAnnual Percentage RateComments
15 Year Fixed5.125%5.2870%Updated Income Verification Required
20 Year Fixed5.500%5.6300%Loan must meet modification requirements
30 Year Fixed5.625%5.7230%

Home Equity Line of Credit and Home Equity Loan

rates_mortgage_access_heloc table
ProductAnnual Percentage RatePaymentsRepay TermsComment
Home Equity LOC - No Closing CostsTBDThe amount of accrued interest on the last day of the billing cycle.15 Years(first mortgage balance + the credit line) (lt) or = 80% of the appraised value of your home.
Home Equity LOC - No Closing CostsTBDThe amount of accrued interest on the last day of the billing cycle.15 Years(first mortgage balance + the credit line) (lt) or = 80.01% to 90% of the appraised value of your home.
Home Equity Loan - $500 off Closing CostTBDFixed5 Years(first mortgage balance + the credit line) (lt) or = 80% of the appraised value of your home
Home Equity Loan - $500 off Closing CostTBDFixed5 Years(first mortgage balance + the credit line) (lt) or = 80.01% to 90% of the appraised value of your home
Home Equity Loan - $500 off Closing CostTBDFixed10 Years(first mortgage balance + the credit line) (lt) or = 80% of the appraised value of your home
Home Equity Loan - $500 off Closing CostTBDFixed10 Years(first mortgage balance + the credit line) (lt) or = 80.01% to 90% of appraised value of your home

Installment Loan Rates effective as of 11/06/2018

rates_installment_loans table
ProductTermsComments
Auto
Newup to 60 monthsPlease call for details
Usedup to 60 monthsPlease call for details
Unsecuredup to 60 monthsPlease call for details
Securedup to 60 monthsPlease call for details