Terre Haute Savings Bank
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Mortgage Products

1st Mortgage
Adjustable Rate Mortgages

We offer competitive Adjustable Rate Mortgages (ARMs). The index we use is that of the U.S. Treasury comparable T-Note. For instance, if you want a one-year adjustable, our index is that of the one-year Treasury Note, and so on. Please review our rate table for current rates. The closing costs associated with this loan include: title insurance, attorney review, appraisal, credit report, document preparation, deed preparation & recording fees. Other costs include flood certification, inspection costs and escrow impounds. Each loan can vary slightly with individual needs. Contact us for more information.

YearRateTerms
1 yearAdjustable Rate Mortgage5 year term, 15 year term, 30 year term
3 yearAdjustable Rate Mortgage10 year term, 15 year term, 30 year term
5 yearAdjustable Rate Mortgage10 year term, 15 year term, 30 year term

Fixed Rate Mortgages

We offer competitive fixed rate mortgages. Please review our rate table for current rates. The closing costs associated with this loan include: title insurance, attorney review, appraisal, credit report, document preparation, deed preparation & recording fees. Some other costs include flood certification, inspection costs and escrow impounds. Each loan can vary slightly with individual needs. Contact us for more information.

Construction

Ever think of building your dream home? We offer competitive construction loan rates. With a construction loan, the work must be completed by a licensed contractor. We offer up to 12 months interest-only payments during the construction phase of this loan. Contact us for more information.

Other Mortgages

We offer various mortgages to fit your needs. If you are in need of a swing or bridge loan in order to purchase a new home before your current home sells, this is possible with our help. Contact us for more information regarding this type of loan.

Refinances

Times change, and so do our needs. THSB offers competitive rates for refinancing your current home mortgage loan, whether your current loan is with Terre Haute Savings Bank or with another institution. In most instances, it takes less time to refinance your current mortgage than it does to purchase a new home. Contact us for more information about refinancing your mortgage!

FDIC Equal Housing Lender
Terre Haute Savings Bank - 533 Ohio Street - Terre Haute, IN 47808 - 1-888-245-1929 - (812) 234-4864 - Fax (812) 234-4860 - Bank-By-Phone (877) 611-3880